Welcome to our groundbreaking Loan Originator Platform, which is free for originators & lenders. It allows the legal origination of 108 residential mortgages & other property loans, and more than 35 other loans from Commercial Loans, to Personal & Consumer Loans without needing a broker license. Our platform allows anyone to originate a loan as a marketing referral agent and earn 2% to 10% of the loan amount for referring borrowers to lenders simply by sharing the lender's URL.
Non-Broker Originators on our platform do not discuss loan terms with borrowers. By simply sharing the lender's URL, they comply with legal standards in all 50 US states acting as marketing referral agents. Our system is also S.A.F.E. Act, RESPA Act, and TILA Act compliant, enabling consumer loan origination including residential mortgage origination. For detailed legal guidance and 25 ways Real Estate Agents or other referral agents can earn origination fees, visit our
FAQs. Licensed Brokers, on the other hand, can legally discuss loan terms with borrowers and use borrower information to secure multiple quotes at once.
Our vast network includes thousands of loan originators, ranging from Mortgage Brokers, to Real Estate Agents & Real Estate Brokers, to Commercial Loan Brokers, to Publishers, Media Influencers, and SMEs (looking to finance their customers), as well as Affiliates and others.
Lenders can optionally just "Set It & Forget It," because our platform is totally automated. Our platform streamlines the origination process by providing all referral agents immediate access to our extensive network of lenders, eliminating the need for originators to spend months establishing multiple individual relationships. This allows originators to focus on loan origination from day one. And, gone are the days when brokers and other originators had to manage loan originations through emails going back and forth with lenders or by individually uploading pre-qual docs to each lender's website just to ensure they get credit for the loan origination; here originators simply share a lender's URL with a borrower and can see all originations from all different lenders on one single page in their Go Fish Originators Admin Panel. Also, all referral agents can secure their loan origination fee long after the referral, even if the borrower returns to the lender's website up to 6 months after the initial visit.
All referral agents on our platform can earn a loan origination fee up to $300,000 per loan (3% on a $10.0M Mortgage, or 5% on a $6.0M Business Loan). Our system is totally self-service and automatic, from the referral of the borrowers to the automatic payment of the loan originator. For loan origination fees over $2,000 our system allows lenders to defer payment monthly, spreading it over a 12 month period to reduce borrower costs and increase competitiveness. This flexibility also allows lenders to set a higher origination fee, incentivizing more originations, and align fee payments with revenue & profit, enhancing cash flow management.
Who Are Our Originators?
- Mortgage Brokers
- RE Agents, Brokers, Lawyers
- Commercial Loan Brokers
- Accountants
- Publishers/Writers/Bloggers
- Media Influencers
- Affiliates & Independent Reps
- SMEs (To Finance Customers)
- Many Others
For Lenders
- Platform Free For Lenders (Pay-By-Performance)
- Set It & Forget It (Everything Is Automated)
- List Your Loan Application URL For All Originators
- Set Orig. Fee For Loan Type, Size, YTD Volume
- See A List Of Which Originators Favorited You
- Create A List Of Favorite Originators
- Auto-Pay Originators For Originations
- Defer Large Origination Fees Monthly Over 12 Months
- Optional: Hire Originators (Project Basis)
For Originators
- Platform Is Free For Originators
- Lenders Compete To Offer The Highest Origination Fees
- Process Simplified: Refer Borrowers To Lenders via URLs
- Filter Lenders By Loan Type, State, Origination Fee, ect.
- Embed Lender's Loan App Into Your Own Or Any Website
- See Status Of Loan Apps, Originations & Earned Fees
- Bonus: Borrowers Can Find Brokers, RE Agents, Lawyers
Best Features
1. Set It & Forget It: Lenders List Their Company For All Originators
Our innovative platform offers lenders the flexibility to share their loan application URL with all originators on our platform. Originators have the ability to share lender-specific application URLs, tagged with their unique ID, with any potential borrower.
2. Optionally Lenders or Originators Can Embed A Loan Application Into Any Website
One of our "best features" is that lenders or originators can utilize a code snippet we provide to embed any lender's loan application into any website or their own. For example, an originator or lender can utilize the code snippet to embed the lender's mortgage loan application into any loan broker's website, so that the loan broker can earn the loan origination fee.
3. Defer Payment Of Large Origination Fees
For origination fees over $2,000 our system defers lender's payment monthly, over a 12 month period, to decrease borrower costs and increase competitiveness. This flexibility allows for higher origination fees, incentivizing more originations, and aligns fee payments with revenue, enhancing cash flow management.
4. Optionally Hire Originators Via Contract (Best For Hiring Publishers, Media Influencers, and Indep. Sales Reps)
Originators have the option to make themselves available for project hire. See all of the ways lenders can hire originators via a project in our
FAQs. Lenders can filter through originators based on their originator type, YTD loan origination volume, how many readers or followers they have, and more. Lenders can either sit back and let originators being them loan originations, or they can be pro-active and make a project offer to any originator that makes themselves available.
