Pricing

For Referral Receivers (Brokers, Broker-Lenders, Lenders):

1. Pay By Performance: Sign up for free. No monthly fees.

2. You Fill Out Your Settings & Preferences (Choose One or Both, Change At Any Time): 

  • To Receive Referrals From RE Agents: This solution is for individuals (such as individual brokers or individual loan officers) or entire companies; no integration is needed at all. You can tell the system what your preferences are about the referrals that you want to receive in order to restrict them to geo location, loan types you offer/loan types the buyer is seeking, mortgage size, how motivated the home buyer is, and more. The matching referrals are then sent to you via the email address on the account, and you can also log into your Go Fish Admin Panel to see the referrals there as well.
  • To Receive Referrals From Brokers: This solution is for companies or sole proprietors that have the ability to integrate their LOS (Loan Origination System) or CRM (Customer Relations Management) system with our platform via our no-code Zapier interface (no coding or development required, performed by either our IT team free of charge or by your own IT team). The integration is required in order for our platform to track and recognize when the referring mortgage is approved and funded, so that the referring broker can be paid your chosen basis points at closing, no payment is conducted upfront, only if/when you close the mortgage. You can tell the system what loan types you offer and at what terms, and brokers will only send you borrowers seeking those loan types and terms. Referrals from brokers are typically pre-qualified from the bona fide origination services performed by the broker before the referral is sent to you. 

3. We Then Conduct Marketing To Send You Borrowers: 

  • We market for you: Our marketing investment brings you borrower applicants.
  • You earn, we earn: Our platform is pay-by-performance.

4. Pricing: 

Option 1: Auto-Pay $100 Per Semi-Exclusive Referral From RE Agents
Auto-pay RE Agents $100 per semi-exclusive referral (pre-qualified referral sent only to you and 2 other brokers and/or lenders). You pay the $100 per referral upfront whether it leads to a closed mortgage or not. No other payment is made even if the mortgage closes. 

Opt 2: Auto-Pay 50BP to 200BP For Exclusive Referrals From Licensed Mortgage Brokers
Auto-pay Mortgage Brokers your chosen basis points between 50bp and the max allowed 200bp only if the mortgage closes. 

Free For Referral Senders:

1. Sign Up For Free: Sign up is free. No monthly fees.

Whether you're a RE Agent, Mortgage Broker, or Broker-Lender, your accountis always free of charge. You enter your ACH information to get auto-paid.

2. How The Platform Works For Referral Senders:

  • For RE Agents: Each time you want to send (and get paid for) a referral, you simply fill out a short form to tell the system the home buyer/borrower's contact info, home price range, and other info, and then you choose 3 brokers, broker-lenders, or lenders to send your semi-exclusive referral. Each of the 3 referral receivers pays you $100 for each referral, and we keep $100 of it. At this rate, making 10 referrals weekly can generate $2,000 per week and $8,000 per month.
  • For Brokers: Each time you want to send a referral, you can browse the Lenders/Brokers list in your Go Fish Admin Panel, and from there you can see the loan types that brokers and lenders offer, the loan terms, how much (bp) they are willing to pay you at closing, the company history and other info - all good info to help you make your selection. From there you can simply copy the tagged URL of the broker's/lender's website/mortgage application page (that is tagged with your ID) and send it to your borrower/mortgage applicant. Our system is integrated with the referral receivers that wish to receive referrals from brokers, and our system will recognize when the mortgage's loan status changes and display that to you in your Go Fish Admin Panel --> Originations. Our system will also racognize when the mortgage has been funded and auto-pay you by charging the broker/lender for you, paying you, and we will keep our small share from that. The fee we keep is based on the following: 10% for YTD origination fees brought to the platform up to $500,000. 8% for YTD origination fees brought to the platform from $500,000 to $2,000,000. 5% for YTD origination fees brought to the platform of $2,000,000 or higher. This structure is designed to entice all brokers to build a long term relationship with Go Fish Originators and also entice brokers to send a larger volume through GFO in order to keep more of their origination fees as they go along.